Emergency: call 911. Crisis support: call or text 988. Urgent help
Work stays on this device Nothing is sent automatically
Employer plans, individual policies, claims, and appeals

Private Disability and ERISA

Keep plan or policy wording, occupation definitions, proof, surveillance, offsets, deadlines, and appeal steps organized and separate.

Use this as a starting point. Disability rules differ by program and can change. This site helps you organize information; it does not decide eligibility or replace legal or medical advice. Check every date and instruction against the complete official notice.

Need personal legal advice?

Use the directory to find lawyers, legal-aid organizations, accredited representatives, and other public resources. Confirm current availability and scope directly.

Find help